Investment Tips in Unit Trust CIMB: Know more about Your Unit Trust Investment

Are Unit Trusts Lousy Investment?: The article concludes that ?are you an active investor or passive??.
If you are an active one, unit trust is really not your piece of cake.
If you are a passive investor, is there any other better choice than unit trust?

Besides the initial 3-7% service charges which most contribute to the consultant's commission and incentive trip for agent, there is trustee fees and management fees charged every year and calculated daily. Unit trust company earn big portion from the management fees - normally 1.5% p.a. depends on fund type.
What do I look for in a unit trust fund?: What do I look for in a unit trust fund:

1. No up-front charges or service fees.
2. Remuneration to agent based on a certain percentage of the fund's return which is realized through switching or repurchase.
Ringgit or Dollar Cost Averaging: The advantages of this strategy are simply:
1. buy more when it is cheap
2. buy less when it is expensive
3. not much to worry about timing the Mr. Market
The secret of investing in Unit Trust: There are 3 common strategies used in unit trust investment:
Click the title to read more.
Everything about Unit Trust in Malaysia: I did some research on the internet about unit trust companies in Malaysia. Here is the summary of everything you might be interested.

For the history of units trust, visit this page from FMUTM
How to monitor unit trust portfolio using Signal Invest: I recently tried out the SignalInvest Personal, an online service that can monitor your unit trust transaction and performance. Since it is the sole and only online service that is able to monitor unit trust investment without much hassle, I signed up and give you a short review here.
Top-Down Approach in Unit Trust Investment Malaysia: Unit trust management companies and investment houses use different investment approaches when deciding on how best to invest investor's money. The more common approaches includes top-down, bottom-up, value and growth. In this post, we will discuss about top-down approach in unit trust investment.
Bottom-Up Approach in Unit Trust Investment Malaysia: I previously wrote an article regarding the top-down approach in investment. Now let's look at a contrary approach which is also much practiced by the local unit trust fund manager: the bottom-up strategy.
Asset Allocation Application in Unit Trust Investment|Personal Finance Malaysia: Asset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and liquid cash. The right mix for a person is actually very personal. The reasons that almost every investor possesses a different investment portfolio are:
Perfect Time to Rebalance our Investment Portfolio: Rebalancing investment portfolio is a very effective way of managing investment risk for passive investors. After you had determined the right asset allocation, rebalancing it at a certain time-based schedule is crucial to ensure the that you practice the simplest strategy of investment --- buy low sell high.
Investment Replacement Feature in Investment-linked Policy that Beat Unit Trust: Investment-linked plan (ILP) is probably the first life insurance policy you buy in Malaysia if you are below age 30 this year. The new business premium collected for ILP will exceed traditional policy in the very near future. In this article, I will show you a special add-on rider that makes ILP stands out as the most wanted policy by young people. This feature is called ?investment replacement?.
Is Capital Guaranteed Fund a Good Investment?: CGF is an investment vehicle offered by certain institutions that guarantees the investor's initial capital investment from any losses. When you invest in a CGF, it is guaranteed that you will not lose any money provided that you didn't redeem your investment before the maturity date.
How to Apply the Power of Compounding Interest: Unit trust is an easy means of obtaining a spread of investment. It is suitable for passive investor, who doesn't want to, or doesn't have extra time to invest their cash savings. For an investment capital to grow, we must not underestimate the power of compound interest - what Einstein calls the
Top 5 Tricks to Minimize Upfront Fees of Unit Trust Investment: Saving at the upfront means you had successfully make the better first step compared to the others. Adding the compounding interest effect, the investment cost you save will snowball into a big chunk later. Here are the top five strategies